Be wealthy
Accumulate significant financial resources
The relationship between money and happiness is real but more subtle than most people assume.
Have financial security
Feel secure about your financial future
Financial security — the confidence that you can handle unexpected expenses and sustain your lifestyle — matters more...
Have a good income
Earn enough money to live well
The relationship between income and happiness is real but more complex than either "money buys happiness" or "money...
Retire comfortably
Have a secure and comfortable retirement
Retirement planning is fundamentally an exercise in long-term self-care — ensuring that your future self has the...
Be debt-free
Live without the burden of debt
Debt is not just a financial burden — it is a psychological one.
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Based on Chulef, Read & Walsh (2001) · Last reviewed February 2026
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